Benefits

Please Read:
CreditableCoverage
Important information about your Prescription Drug coverage and Medicare.

VRS Member News is now available:
VRS Member News

Open Enrollment has now ended.
If you have experienced a qualifying event within the last 31 days, you may still be able change your insurance elections.
Click Here for Details

Need a doctor, but can’t leave the house?  Check this out:
Live Health Online

IMPORTANT:
Please read here for important information concerning the Health Insurance Marketplace, sometimes referred to as Obamacare.

97389 HCR Model Exchange Notice for Employers that Offer Health Plans 8-12-15

 HEALTH INSURANCE   
Your health insurance plan now covers Dental, Vision and EAP! 
……..Without the extra cost!

Please click HERE for FAQ’s

Plan Summaries:

High Deductible Health Plan Benefit Summary
        **  HSA-EligibleExpenses2016
Key Advantage 250 Benefit Summary
Key Advantage Expanded Benefit Summary

Forms:
Rate Sheet  (Health and Dental)
TLCEnrollmentForm2015
Anthem Waiver Form

SBC’s (Summary of Benefits and Coverage)
Glossary of terms
TLCHDHPSBC2015
TLCKeyAdvantage250SBC2015
TLCKeyAdvantageExpandedSBC2015

Member Handbooks and Amendments

KEYADVANTAGE 250 AND EXPANDED:
Key Advantage Member Handbook
KeyAdvantage2014HandbookAmendment
KeyAdvantageAmendment20122013

HIGH DEDUCTIBLE HEALTH PLAN:
HDHP Member Handbook 2008
HDHPAmendment2010
HDHPAmendment2014
HDHPChiroNotificationofChanges

DENTAL INSURANCE
If you do not want or need the health insurance, but need dental coverage for yourself and your family, you may enroll in the Stand-Alone Delta Dental Insurance Plan.

  • GREAT NEWS!!
    The stand-alone Dental Plan now covers Adult Orthodontics!

Delta Dental Plan Benefits
Enrollment Form 2015-2016
Rate Sheet  (Health and Dental)
MemberHandbook

SUPPLEMENTAL INSURANCE PLANS:
Mark III Flexible Benefits Plan 
(Booklet)

Sara Kilgore, Account Representative
1-800-532-1044 ext. 307

 (click HERE for details about online enrollment opportunities)

Available Elections for plan year 2015-2016 include:

  • Flexible Spending Account for Dependent Day Care (can also be used for adult day care)
  • Flexible Spending Account for Medical expenses (including co-pays or deductibles)
  • Humana Vision
  • Aflac Accident
  • Aflac Critical Illness
  • Aflac Hospital
  • Allstate Cancer
  • AUL (American United Life) Short-Term Disability
  • AUL (American United Life) Long-Term Disability
  • Texas Life (Whole Life)